We aim to provide high-technology solutions with a human touch.
BECAUSE IT MAKES SENSE FOR THE END CUSTOMER
India is seeing a surge of potential in the middle-segment of entrepreneurs – small entrepreneurs with big ideas. However reaching out to them is fraught with problems of inconsistencies, unreliable network and semi-literacy. Artoo’s digitalization of the system reaches out to the most remote of these.
AND THEREFORE IT ALSO MAKES SENSE FOR THE ENTERPRISE
Artoo believes that since the borrower’s doorstep is where all the data points are, it is inevitably where digitalization must begin. Moreover, the best way to impact the operational efficiency of an enterprise, and to enable financial inclusion at scale, is to empower the field agent to do more for the borrower right at his or her doorstep.
PUSHING DIGITALIZATION FURTHER: LEVERAGING THE SMAC STACK
Artoo’s model combines mobility with analytics and cloud computing, to digitalize the field processes – to improve productivity, reduce risk, and improve the customer experience and further adds a strong social element to the process.
MAKING IT RELEVANT TO INDIA
It has required going the extra mile, but that comes naturally to Artoo, because we are driven by compassion for the frontline staff as well as the borrower, who come from roughly the same social class.
Why Focus on Small Businesses?
SMALL BUSINESS LENDING
There is a gap between microfinance institutions and traditional banks, in the form of those funding small businesses. The ‘missing middle’ shows the greatest potential in the market today, and is where the greatest challenges lie.
ARTOO’S SOLUTION
Artoo’s product deck, with its high technology entwined with a human touch, is made to fit this segment like a glove. Our research into the small business lenders and borrowers, has allowed us to create flexible systems with minimal risks.
HELPING THE REAL HEROES
A qualitative dimension of this segment is that it consists of those individuals, who when they receive a bit of a leg up, truly pick themselves up and take responsibility for their own lives. Artoo considers it a privilege to serve these small business people.
Products and Partners
Artoo has developed a mobile and web-based Digital Loan Origination system, which enables end-to-end customer on boarding, yet allowing for human interaction in areas where this is critical.
Among Artoo’s products are those to empower lenders to maximize efficiency, as well as for small borrowers. And Artoo comes pre-integrated with multiple partners such as backend systems, credit bureaus, BI tools and others.
HOW COULD ARTOO WORK FOR YOU
Artoo’s product is customizable for your organization’s purpose. The model and pricing are dependent on products and tools chose, portfolio size of the company and the support package required.
TESTIMONIALS
1000
LOAN DISBURSED AMOUNT (CRORES INR)
120000
NUMBER OF LOANS
3800
NUMBER OF USERS
400
NUMBER OF BRANCHES