Underwrite the right amount

Underwrite the right amount

Underwrite the right amount

Underwrite the right amount

Underwrite the right amount


Artoo captures rich data (800+ data points) at the borrower’s doorstep and assesses both ability and willingness to repay. 


Artoo captures rich data (800+ data points) at the borrower’s doorstep and assesses both ability and willingness to repay. 

Artoo captures rich data (800+ data points) at the borrower’s doorstep and assesses both ability and willingness to repay. 

Artoo captures rich data (800+ data points) at the borrower’s doorstep and assesses both ability and willingness to repay. 

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Occupation specific templates use a combination of available, derived and market data to determine the borrower’s repayment capacity

Occupation specific templates use a combination of available, derived and market data to determine the borrower’s repayment capacity

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Our credit scoring methods allow scoring across 140 parameters, including demographics, financials, and loan history

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Qualitative data—collected through recorded observation, reference checks, testing, and more—used to assess the borrower’s willingness to pay

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Motivate teams to boost their productivity by providing visibility into own and peer performance through incentives and comparative peer ranking

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Define deviations to credit policy and the escalation matrix for deviation approvals

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Loans will go through a layered credit workflow based on predefined approval limits for final approval